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Commercial P&C · Addison, Texas · New York, NY

Protecting what you’ve built

We learn how a company actually runs before we design its coverage, and we stay with it as the business grows. Solidarity is a boutique commercial brokerage, and the Summit is how every account is handled.

Who we are

A boutique brokerage built to protect what matters

At Solidarity Insurance, we operate as an extension of our clients’ businesses, embedding ourselves into the way they actually work so that risk management is not treated as a once-a-year transaction. We take the time to understand operating routines, review contractual obligations, meet the people responsible for executing core processes, and align each insurance program with the client’s goals, exposures, and tolerance for risk.

Licensed in 23 states and continuing to expand, Solidarity combines the responsiveness of a boutique advisory firm with broad access to admitted, specialty, and excess markets. That reach allows us to approach complex coverage needs without being constrained by a narrow carrier appetite or a one-size-fits-all solution. As our clients grow, acquire assets, enter new markets, and take on new obligations, we stay closely engaged so their insurance programs evolve with them rather than lag behind the businesses they are meant to protect.

Our team consists of five full-time risk advisors with 35+ years of combined experience, and every client has direct access to a dedicated advisor who knows their business in detail. That individualized model is central to how we work. We take pride in representing our clients accurately and strategically to the insurance marketplace, helping ensure that their coverage, structure, and total cost of risk remain aligned with the realities of the business.

2013
Founded, headquartered in Addison, Texas
23
States where we are licensed today
5
Full-time risk advisors with 35+ years of experience
1
Dedicated advisor on every account

The Summit

Five steps, every client, every time

Insurance is one of the largest and least understood expenses a business carries. Most agencies place a policy once a year and disappear. The Summit is built to catch the risks you do not see coming, and to stay with the account after it is bound.

  1. 01

    Discover

    We learn your business before we ever talk policy.

  2. 02

    Due Diligence

    We audit your program against real benchmarks.

  3. 03

    Design

    We build a program made for you, not a boilerplate.

  4. 04

    Deploy

    We take the plan to market and put it into action.

  5. 05

    Defend

    We stay in it with you, quarter after quarter.

The work

Hospitality, communities, construction, and trucking — among a wider book

Those are some of the places the work shows up, not the limit of it. Specialty and hard-to-place risks sit in the same book. The range runs from a logistics fleet to a hotel.

The entrance of a mid-rise hotel, with a porte-cochere and cars at the curb.

Hospitality

Hotels and the property and liability that come with guests on site.

A master-planned community of townhomes around a pond and a clubhouse.

Living communities

HOAs and other large residential communities, insured as they are actually run.

A steel-frame mid-rise under construction, with a tower crane and workers on the slab.

Construction

Jobsite liability, builder’s risk, and the contracts that dictate the limits.

A row of unmarked white semi trucks parked in a freight yard.

Trucking

Fleets and logistics, from liability and physical damage through cargo.

Broad industry appetite

A wide book, with multiple areas of expertise

We have a wide carrier appetite. The underwriters we work with give us access to industry expertise across risks, not a short list of specialties.

  • Hotels & Hospitality

  • Living Communities

  • Construction

  • Trucking & Logistics

  • Restaurants & Bars

  • Real Estate

  • Property Services

  • Aviation

  • Energy

  • Financial Institutions

  • Healthcare

  • Law Firms

  • Professional Services

  • Technology

  • Manufacturing

  • Marinas & Charters

  • Media & Entertainment

  • Charities

All industries

Next step

Let’s build a program that fits the business

Tell us about the operations and when coverage needs to be in force. We’ll show how the Summit applies.

Contact the team