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Where we operate

A broad appetite for complex commercial risk

Coverage options are available for, but not limited to, the industries below. If the operation is more specific than the label, that is usually where the work starts.

  • Hotels & Hospitality

    Hotels and hospitality operations, from limited service to full service, including guests on site.

  • Living Communities

    HOAs, master-planned communities, apartments, and other large residential communities.

  • Construction

    General contractors, heavy civil, and the trades on a large job. Builder’s risk, liability, equipment, and the contract requirements that set the limits.

  • Trucking & Logistics

    Fleets, trucking, and logistics operations. Liability, physical damage, and cargo, structured around how the trucks actually run.

  • Restaurants & Bars

    Restaurants and bars, including liquor liability and the property risk around a working kitchen.

  • Real Estate

    Class A, B, and C: office buildings, strip centers, warehouses, and other commercial property.

  • Property Services

    Landscaping, HVAC, roofing, and other contractors who work on someone else’s property.

  • Aviation

    Flight schools, airports, private charter, private jets, and hangars.

  • Energy

    Energy-related operations and the contractors around them, placed where the exposure actually sits.

  • Financial Institutions

    Financial advisory firms, private equity, and wealth management.

  • Healthcare

    Physician practices and allied healthcare operations, beyond a generic professional package.

  • Law Firms

    Law practices, with professional liability considered alongside the operational coverages around the firm.

  • Professional Services

    CPAs, consultants, and other professional firms whose balance sheet depends on getting the form right.

  • Technology

    Technology companies, from professional liability through the property and operational risk of the business.

  • Manufacturing

    Manufacturers, wholesalers, and distributors.

  • Marinas & Charters

    Marinas, boat charters, and fishing charters.

  • Media & Entertainment

    Production, venues, and entertainment businesses with schedules and contracts that move.

  • Charities

    Charitable and nonprofit organizations, insured as the operations they actually run.

Not sure you fit a category?

Tell us what the business actually does. The Summit begins with the operation, not with a carrier’s appetite guide.

Describe the operation